At The Scene:
- Stop, and if necessary seek medical attention for any injured parties.
Report the accident to the police department, and provide
them with the necessary information they require such as the number of people
injured and the extent of injury.
Protect your car from further damage such as moving it
from the road.
Take detailed notes of the accident scene.
Record the names, license, make and model of each car involved
and record the driver's license number and insurance identification number.
Filing Your Claim:
Call your insurance company as soon as possible to report
the claim regardless of fault.
Ask your insurance agent how you should proceed, and what
documents they require to support your claim.
Supply the information your insurer requests and keep
adequate and detailed records. Records should include names and phone numbers
of everyone with whom you have spoken, in addition to copies of any bills
related to the accident.
Failure to report the accident to your insurer could result
in a loss of coverage if the other driver decides to seek legal action weeks
or months later.